How much does a certificate of title bond cost in Montana?
The Montana Department of Justice requires individuals with lost or stolen titles for their vehicles to post a surety bond. The bond must be in an amount equal to the value of the motor vehicle, trailer, semitrailer or pole trailer for which the application is being made. Applicants must verify their required bond amount with the state prior to bonding.
The cost of a certificate of title bond in Montana varies depending on the bond amount. Bonds up to $6,000 will be issued instantly and without a credit check for and cost $100. Bonds in amounts up to $25,000 will also be issued instantly for $15 per every $1,000 of the required bond amount, starting at $100. Title bonds exceeding $25,000 are subject to underwriting, meaning a review of the applicant’s qualifications is required to determine the cost.
| Bond Type | Bond Amount | Cost* | |
|---|---|---|---|
| $1-$6,000 Certificate of Title Bond | $1-$6,000 | $100 | GET A QUOTE |
| $6,001-$25,000 Certificate of Title Bond | $6,001-$25,000 | $100+ | GET A QUOTE |
| $25,001+ Certificate of Title Bond | $25,001+ | Subject to Underwriting | GET A QUOTE |
If you’re ready to get the surety bond you need, submit an online bond request.
Why do I need this bond?
Montana lost title bonds are put in place to indemnify a prior owner, lienholder, subsequent purchaser, secured creditor or encumbrancer of the motor vehicle, trailer, semitrailer or pole trailer and any respective successors in interest against expenses, losses or damages, including reasonable attorney fees, caused by the issuance of the certificate of title or by a defect in or undisclosed security interest upon the right, title and interest of the applicant in the motor vehicle, trailer, semitrailer or pole trailer.
Any interested person has the right to recover on the bond for a breach of these conditions.
Have questions about your surety bond? Give us a call at 1 (800) 308-4358, or click here to connect with our team of experts.
Planning on selling vehicles to the public? Get more information on Montana vehicle dealer bonds.
How long do I need a certificate of title bond?
Unless the Department of Justice has been notified of a pending action to recover on the bond, the Department will return the bond 3 years from the date of issuance of the certificate of title or on the date of surrender of the valid certificate of title to the Department if the vehicle is no longer registered in Montana, whichever comes first.
The year, make, model and vehicle identification number or motorcycle engine number must be stated on the bond form.
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