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New York Contractor Bond

How much does a New York contractor bond cost?

New York contractors are required to execute a surety bond before working on contractor-related projects within the state. The amount required, length of the bond term, and cancellation clause all vary according to the local municipality responsible for the contractor requirements.

The majority of the contractor bonds available in New York can be instantly issued, meaning there is no credit check required and all applicants qualify for a flat rate. Several of the riskier bonds are credit-based, which mandate the submission of your credit report for review. However, you can still obtain a free quote for these bonds if you choose SuretyBonds.com.

Not sure if you qualify? SuretyBonds.com offers a bad credit bonding program through which we can approve 99% of our applicants!

Fill out our bond request form and one of our contractor bond experts can facilitate the easy bonding process for you!

Bond Type Bond Amount Cost*
$2,000 Buffalo, NY - Plumbing Contractor Bond $2,000 $100 Apply Now
$2,000 Hempstead, NY - Plumbing Bond $2,000 $100 Apply Now
$5,000 Hempstead, NY - Sewer & Drain Opening Bond $5,000 $100 Apply Now
$20,000 New York City, NY - Home Improvement Contractor's Bond $20,000 $175 Apply Now
Varies Putnam County, NY - Contractor Bond Varies Varies Apply Now
$25,000 Putnam County, NY - Home Improvement Contractor Bond $25,000 Varies Apply Now
$10,000 Ramapo, NY - Sewer Contractor Bond $10,000 $100 Apply Now
$10,000 Westchester, NY - Plumbing Contractor Bond $10,000 $100 Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Give us a call at 1 (800) 308-4358 or click here to experience fast and efficient bonding services. SuretyBonds.com employs a team of experts that work hard to ensure the bonding process is a fast and efficient one for you.

New York Contractor Bonds

Contractor bonds keep the principal (contractor) liable in the event that there is a failure to uphold the terms of the bond. A bondholder is expected to operate in accordance with the rules and regulations specified in the bond. If the principal does breach the contract, whether through performance or some other manner, the obligee can file a claim against the bond. Valid claims require the surety to cover for incurred damages on behalf of the obligee, up to the penal sum of the bond. However, the principal must pay the surety the equivalent amount of money in a timely manner.

The New York City Buildings Department provides some general qualifications for contractors. To become a licensed contractor, you must be at least 18 years of age and able to read, write and understand the English language.

The bond’s length will vary by bond type, but most contractor bonds generally expire once the license expires. Cancellation clauses will also vary by bond type. The specific requirements for licensure will vary according to the municipality in charge of contractors in your area. The following includes requirements typically found for contractor licensure:

  • license fee
  • surety bond
  • license application form
  • proof of Employer Identification Number or Federal Tax Identification Number
  • original general liability insurance policy
  • principal’s photo ID, SS card, proof of home residence
  • background fee

Visit the “Additional Resources” section below to find more information regarding your specific New York contractor bond and licensing requirements.

Have any questions or concerns? Call 1 (800) 308-4358 or fill out a bond request form and one of our surety specialists will guide you step-by-step through the bonding process.

Need a surety bond for a construction project?

Payment bonds and performance bonds are often required for specific construction projects. No matter the state, SuretyBonds.com can get you the bond you need for your next job.

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Get a FREE Contractor Bond Quote Today!

Additional Resources

Hempstead, NY - Plumbing Bond:

Hempstead, New York - Plumbing Permit

NY Code: Chapter 100

Village of Hempstead

Hempstead Department of Buildings: Plumbing Permit

Hempstead, NY - Sewer & Drain Opening Bond:

Application Requirements & Checklist

NY Code: Chapter 47

NY Code: Chapter 2, Article 2

Village of Hempstead

Ramapo, NY - Sewer Contractor Bond:

Ramapo Public Works Department

NY Code: Chapter 218, Article 4

NY Code: Chapter 218, Article 3

Westchester, NY - Plumbing Contractor Bond:

Plumbing & Electrical License Information

Westchester, NY Website

Westchester County Clerk

Buffalo, NY - Plumbing Contractor Bond:

Buffalo Plumber License Application

Buffalo Plumbing Permit

New York State Plumbing Code

Buffalo Plumbing Inspection Office

New York City, NY - Home Improvement Contractor’s Bond:

Contractor License Application

NYC General Contractor Registration

NYC Home Improvement Contractor Licensing Information

NYC Buildings Department

General Business Law 36-A: Home Improvement

Putnam County, NY - Contractor Bond:

Putnam County Contractor License Application

Putnam County Legislation

Putnam County Planning & Development Services

Putnam County, NY - Home Improvement Contractor Bond:

Home Improvement New Contractor Registration Packet

Putnam County Legislation

Putnam County, NY: Department of Consumer Affairs

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